Aurora Technologies Ltd.

17 Motzkin St., P.O.Box 388
Tirat Carmel 39103, Israel
Voice: +972 4 8576982
Fax: +972 4 8576983
info@aurora.co.il

Campus Cardspas - [IMG]

 

Introduction I e-Purse Services I Access Control I Student Achievement I Public Transportation I System Components
I Practical Implementations

 

 

Introduction

 

The Campus Card Program is a smart card based project that encompasses a wide range of activities and
functionalities common to College and University Campuses.

 

The Campus Card is a secure and personalized smart card that is issued to each member of the student
body as well as to faculty and other employees of the University. The card serves as a means of personal
identification as well as a retainer of stored value and relevant personal information. The stored value
serves as an e-purse (electronic purse) method of payment on campus in various locations and environments.

 

The advantage of the Aurora Campus Card is that it can be implemented in phases, selecting high priority
services to be put in practice at the initial stages of implementation, and gradually enriching the program
until it achieves full functionality. 

 

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e-Purse Services

 

The e-purse serves as a prepaid means of payment in many on-campus facilities, mainly for small amount
(micro) payments. These include various vending machines, copier machines, payment of library dues and
fines, laundry facilities, meals, entry to social events, etc. The e-purse may also be used for payment of
dormitory utilities - electricity, heating, gas, etc.

 

The e-purse is recharged at several locations on campus, preferably manned stations or offices. Special
automatic card-recharging stations can be placed on campus. These will accept change, bills and credit
cards as payment for recharging the e-purse.

 

The e-purse is optionally augmented by a secondary means of payment. This is a post paid method by
which the services are provided at the point of sale, and a debit transaction is registered by the service
providing terminal. The transaction information includes the identity of the card holder, the amount and
time of the transaction. The transactions are collected or transmitted to a central clearing house, where
the personal account of the card holder is debited. Periodically, the students are charged in accordance
with their accumulated debt. The debt is charged to the student credit card automatically. 

 
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Access Control

 

The personal card serves as a smart access control key to various locations and facilities on campus.
This increases both personal and public security considerably. The relevant locations include access
to dormitories (and, optionally, to rooms or apartments), to parking facilities, buildings, study halls,
laboratories, etc. Access rules can be varied and dynamic, and differ from one person to another, in
accordance with preset privileges or rules imposed by security and administrative personnel. Thus,
personal card access rules can define the profile of entry permission in terms of locations, times and
other conditions.

 

The personal card can also be used as a means to monitor attendance of classes or group event participation. 

The personal card will serve as a means of identification of entry to computer facilities, and allow monitoring
the use of these facilities. 

 

Some of the Access control features can be associated with a discrete debit operation from the e-purse
(parking, for example).

 
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Student Achievement and Personal Records

 

Academic records of the student may also be registered on his personal smart card. These will
include, for example, courses completed and courses that are currently being taken. On the basis
of the personal record, a student will be allowed to register his new courses, enter study and lecture
rooms, borrow books, etc.

 

In addition, pertinent personal information will be stored on the card. This includes emergency level
medical information (blood type, allergies, illnesses, etc.), relevant privileges and status information
(faculty, personnel, security, etc.).   

 
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Public Transportation

 

The Campus Card can serve as a means of identification and/or payment on public transportation on
campus as well as in the surrounding areas. It may also include access privileges to parking facilities.

 
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Campus Card System Components

 

The Campus Card System consists of several main components -

 

square - [IMG] A central administration, clearing house and card-issuing Center.

 

square - [IMG] Satellites for "charging" the electronic purse cards with money.

 

square - [IMG] Copy, Vending and other automata machines.

 

square - [IMG] Library and other campus services.

 

square - [IMG] Access Control elements.

  

The e-purse administration provides a closed knit monetary system that supervises and accounts
for all moneys "loaded" into the cards versus all expenses charged by the service providers.
A transaction information collection and accounting system monitors the cash flow, and can
pinpoint irregularities down to the individual card or vending machine. 

The Clearing house also serves an external billing package that credits various vendors and suppliers
of the on campus services.

 

System administration is implemented from several points of control. Issuing the card requires
involvement of academic as well as security officers. Access control is administrated by the university
computer center, parking administration, security control and others. Each point of control is allotted
its authorization level and privileges.

 

Data security measures are based on the secrecy of the card structure, on the secret keys involved
in performing monetary transactions and on the encryption techniques applied. These measures are
built into the basic card characteristics and employed by the dedicated application software in the satellite
units. They are also interwoven into the communication protocols and the central office software packages. 

 
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Practical Implementations

 

The University of Bar-Ilan Electronic Purse

 

The Smart Card program in the Bar-Ilan University was a pilot program designed to implement a
classical electronic purse scheme in a controlled and well-defined environment. The smart cards
were sold to the student body for use in various vending machines, telephones and services, as a
replacement for cash. A card is recharged multiple times at charging satellites.


The project included several activity centers and a variety of modules -

 

square - [IMG] A central administration and card-issuing computer.

 

square - [IMG] Satellites for "charging" the electronic purse cards with money.

 

square - [IMG] Vending machines. These included copying machines and food and beverage dispensers.

 

square - [IMG] Public telephones.

 

The smart card based electronic purse scheme involves several levels of protection and integrity.
These include administrative measures and security measures:

 

 

קמפוס2 - [IMG]

 

  

 

 

 

 

 

 

 

 

The administrative elements involve a closed knit monetary system, which supervises and accounts
for all moneys "charged" into the cards versus all moneys expended by the service providers. A daily
transaction information collection and accounting system monitors the cash flow, and can pinpoint
irregularities down to the individual card or vending machine.

 

 

 
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The Tel-Aviv University Electronic Purse

 

The Tel-Aviv University Electronic Purse was launched in November, 1997. The Purse scheme in its
entirety was designed and developed at Aurora, and included sophisticated encryption/decryption tools
and innovative key management techniques.

 

As in the Bar-Ilan program, the Tel-Aviv University project included several activity centers and
a variety of modules -

 

square - [IMG] A central administration and card-issuing computer.

square - [IMG] Satellites for "charging" the electronic purse cards with money.

square - [IMG] Copy and Vending machines.

square - [IMG] Library Service Debit Point of Sales.

  

Aurora Technologies designed and wrote application software programs in the satellite units,
which included:

 

square - [IMG] Card Issuing Stations - including initialization, purse personalization and preloading the cards.

square - [IMG] Purse Recharging Stations - to reload the purse with "electronic" funds.

square - [IMG] Point of Sale Stations - to perform debit operations and support provision of special services
    (i.e. University library functions).

square - [IMG] Unattended Controller embedded software, for debiting cards and providing copier and vending
    machine services.

 

קמפוס1 - [IMG]

 

 

The transaction data in the remotely located end units is downloaded periodically to a PC. During the
downloading session, the PC updates the list of blacklisted cards in the stations, and values of special
functional parameters essential to the stations (price lists, allowed debit limits, etc.). The communication
software is proprietary and was designed and developed at Aurora.

 

The smart card based electronic purse scheme involves several levels of protection and integrity.
These include administrative measures and security measures.

 

The administrative elements involve a closed knit monetary system that supervises and accounts for all
moneys "charged" into the cards versus all moneys expended by the service providers. A daily transaction
information collection and accounting system monitors the cash flow, and can pinpoint irregularities
down to the individual card or vending machine.

 

The security measures are based on the secrecy of the card structure, on the secret keys involved in
performing monetary transactions and on the encryption techniques applied. These measures are built
into the basic card characteristics and employed by the dedicated application software in the end units.

 

During the first two weeks of activity, over 16,000 cards were sold. All in all, more than 50,000 cards were
distributed and used daily. On an average day over 8,000 transactions are carried out, providing well
over 200,000 transactions per month.

 

Smart (Meal) Voucher System pas - [IMG]

   

Introduction - Voucher Payment Systems

 

Smart Voucher Payments can be implemented in numerous situations, including meal vouchers
(described below), various ticketing applications including taxi and other public transportation
systems, as well as in purchased and accumulated privileges.

 

Meal vouchers (tickets) are commonly used as a means of payment for meals by working personnel
during their working hours. In many cases, companies issue meal vouchers or coupons to their
employees as an inherent part of the employee's benefit package. The cost of the vouchers may be
subsidized in part by the employer. The employee is charged for his part of the cost of the meal, and
the cost is deducted directly out of his pay check.

 

The meal vouchers are accepted by local restaurants and cafeterias and/or in catered dining rooms.
Their benefit is a regular and formal agreement with the companies, providing a constant and dependable
client base. They also benefit from an improved ability to plan inventory and work-load logistics.
To this end, they offer reduced prices as part of the agreement with the companies.

 

The use of meal vouchers is very advantageous and attractive to the employees. They benefit from access
to a diverse set of food providers and menus, reduced cost of meals and deferment of payment of their meals.

 

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There are several disadvantages to the implementation of meal voucher schemes based on the
pre-printed paper tickets commonly used today. These include:

 

square - [IMG]   The real and great risk of ticket counterfeiting and duplication.


square - [IMG]   The risk of fraud and misuse of the tickets.

 

square - [IMG]  The cost of printing the tickets, securely transporting them to the companies and storing them
      securely within the companies until they are distributed to the employees.


square - [IMG]  The horrendous logistics involved in issuing the tickets, collecting used tickets from the restaurants,
      storing them, counting them, paying the restaurants, tracking and monitoring the money distribution
      from the companies to the food providers and retaining records (at the food provider level and the
      company level) of tickets issued and used.

 

square - [IMG]  Once issued to the employees, the tickets represent company debt. This implies constant monitoring
      of the tickets issued versus tickets redeemed to monitor the company debt for bookkeeping purposes.

 

square - [IMG]  Losing a ticket or book of tickets amounts to direct loss of money.

 
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Aurora's Smart Voucher Payment System

 

The Smart Meal Voucher (SMV) System is a cooperative venture that links food outlets (restaurants,
cafeterias, caterers, etc.), companies (in particular small and medium sized firms) and their employees
The system replaces the paper coupons and tickets, currently used, with new, high-tech and computerized
technologies that resolve all of the deficiencies of the existing schemes. In addition, the SMV system
offers considerably enhanced features and flexibilities unachievable within the existing frameworks.

  

The SMV system is based on a common need of -

 

square - [IMG]  Employers to provide accessible and affordable meals to their employees during working hours.

 

square - [IMG]  Local food providers to have a large, regular and loyal base of customers.

 

square - [IMG]  Employees to have local, diverse and affordable access to meals during working hours.

 

square - [IMG]  The common need of all to reduce overhead and logistics, increase control and accountability
     and prevent fraud.

 

 

Aurora provides a complete Electronic Voucher system solution, including database, communication
server, all back-office functionalities and POS terminal software packages.
According to client
preferences, the system can be based on smart cards, supporting an optional off-line solution, or on
magnetic cards, mandating an on-line solution.

 

food outlet - [IMG]

 

For a detailed description of the Smart Voucher System, please see the attached white paper
"Smart Meal Ticketing".

 

 

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